From today to year five

• Assemble documents: passports, landing papers, transcripts, medical records, asset valuations.
• Confirm the destination city shortlist and secure temporary or first housing.
• Get independent tax advice on the arrival date and asset positions.
• Book travel for nine people and plan the luggage and shipping split.

• SIN applications, health registration, bank accounts, phone numbers.
• School enrolment and credit-assessment requests.
• Medical continuity: family doctor lists, specialist referral, pharmacy.
• Winter gear, essential furnishings and the family vehicle.

• Confirm the long-term housing decision: rent longer or buy.
• Apply for the benefits the family is eligible for.
• Register sports, activities and community involvement.
• Review the running monthly budget against the actual first bills.

• Prepare post-secondary applications with real deadlines.
• File the first tax return with foreign asset reporting where required.
• Review the capital position and the reserve before any business commitment.
• Decide on business direction with local evidence, not assumptions.

• Progress each individual plan on its real timetable.
• Reassess housing, business and investment positions annually.
• Track citizenship eligibility timing for the household.
• Keep the reserve intact as the family's core protection.

• School assessments

  Family coordinator

  Request transcript and credit reviews for the four school-aged children so no one loses a semester waiting.

• Medical file

  Family coordinator

  Confirm receipt of translated hospital records and referral letters for Ibro before the travel date.

• Banking

  Adults, with the bank's newcomer team

  Set up nine individual accounts plus one household hub account for rent, utilities and school costs.

• Winter logistics

  Local contact

  Order coats, traction-rated boots and winter tyres for collection in the arrival month.

• Identity numbers

  Family coordinator

  Arrange a single group appointment so all nine social insurance applications are handled together.

• Cross-border accountant

  Before travel

  Set the arrival tax position, value the overseas businesses as at the landing date and plan the foreign-asset filing.

• Trust and estates lawyer

  First three months

  Draft the family trust and the wills, so shared capital, tuition and allowances run through one clear structure.

• Financial planner

  First three months

  Sequence the registered accounts, hold the reserve in the right places and stress-test the five-year cash flow.

• Healthcare or business lawyer

  Before any offer

  Confirm the ownership and licensing rules for any care or allied-health business the family considers.

• Business acquisition adviser

  From month six

  Find and evaluate targets, then run financial due diligence on the books before capital moves.

• Specialist physician

  First month

  Take over Ibro's care, decide on tests and treatment, and advise which activity is safe.

One point of contact coordinates the plan, verifies figures and deadlines, arranges professional referrals, supports arrival, and reviews the budget and reserve as decisions firm up.