Capital summary
Where the capital goes
Business, reserve, advisory and settlement — and the runway that follows.
Your entries
How the capital is allocated
Whatever is not allocated below becomes the settlement capital.
Business purchase or setup
40% — reviewed after a full year in Canada
$400,000
Family liquidity reserve
40% — household spending and protection
$400,000
Professional advisory
10% — legal, tax and family estate setup
$100,000
Settlement capital
What remains for the arrival costs
$100,000
Capital available
$1,000,000
Monthly outgoings
$18,933
Housing, vehicle and living
Liquidity reserve
$400,000
Funds the household month to month
Runway
20.4 mo
Excludes business and advisory money
How the runway is built
Capital available
$1,000,000
Less business allocation
Held for a business after year one
$-400,000
Less professional advisory
Legal, tax and estate setup
$-100,000
Less settlement costs
From the settlement page
$-113,179
Available for household spending
$386,821
Monthly outgoings
$18,933
Less benefits counted
$-0
Net monthly burn
$18,933
First-year total cost
12 months plus settlement
$340,375
Settlement costs exceed the settlement capital by $13,179, so the difference comes out of the liquidity reserve.
This assumes no household income at all. Any employment, business or rental income extends the runway; nothing here counts it.
Net monthly burn
20.4 months of runway
$18,933